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The 401(k) Dream Plan©
Your 401(k)
plan can be a powerful gateway in providing financial security and
a prosperous retirement to your clients
There are four
cornerstones to a successful PEO 401(k) plan
They are:
Customized Plan Design
Your 401(k) plan can be a powerful gateway to attract and retain
to your PEO client owners who are interested in maximizing their
retirement benefits The 401(k) Dream Plan© allows you to customize
your retirement plan to meet your client's financial Goals and Objectives.
When considering how to maximize your client's retirement benefits
one size does not fit all! Pinnacle can assist you in obtaining
Financial security and a prosperous retirement for your clients
by providing the "Right Choice" in plan design.
Accurate Administration
Winner of the First Annual Vendor Excellence Award for "Best PEO
Retirement Plan Provider", Pinnacle Financial Services provides
accurate, state-of-the-art PEO retirement plan administration services.
Our knowledge of PEO 401(k) plan environments, the ability to deliver
to your client owners, and the experience to deal with the challenges
of PEO retirement plan compliance provides the assurance of quality
and accuracy you expect.
Appropriate Investment Vehicle
The Lincoln Financial Corporation, through its affiliates, provides
the investment program for the 401(k) Dream Plan©. The Lincoln Life
Director TM, a group variable annuity, offers 25 exceptional funds
for your selection. Fourteen fund advisors including Fidelity, Janus,
T. Rowe Price, Putnam, Bankers Trust and more, manage funds in all
asset classes ranging from very conservative to very aggressive.
These top performing investment selections report results daily,
allowing participants to check their account balances and make transfers
on any day via our 24/7 internet site, PFSLink.com, and/or Lincoln's
Voice Response System.
Strategic 401(k) plan client capture enhancements that attract
clients to the PEO relationship include cost reductions of up to
75% in potential client's retirement plan administration fees, a
surrender fee reimbursement of up to 3% of assets transferred and
no deferred sales charge to clients if they leave your 401(k) plan.
Effective Communication
To ensure the highest IRC compliant retirement benefit for your
client from your 401(k) plan, a local service network to maximize
the participation of the employees is available. Lincoln Financial
Advisors (LFA), a national distribution system of planners, supports
you in achieving this goal. Beginning with the initial meeting,
through participant enrollment and extending through the entire
relationship, the LFA planner is there. They will help your client
understand the differences between your investment choices, and
assist them in how to select a mix of investments that suits your
personal financial needs. We believe that if your employees understand
their 401(k) retirement plan they will participate and live their
financial dreams by maximizing their retirement savings.
Your participants need access to monitor and manage their investment
accounts. Lincoln's toll free Voice Response System, 800-248-0838
and our internet site, PFSlink.com, with Pinnacle's Administration
Technology (PAT) provides online 401(k) administration that meets
that need. By phone direct to Lincoln or through PAT online, participants
can review their 401(k) investment account, change future contribution
allocations and/or change existing balances from one investment
account to another.
PAT also provides links to Lincoln National so your participants
can access the latest investment returns and information regarding
the funds. In addition to investment information, participants can
obtain loan applications, distribution forms and assistance with
rollovers. PAT gives your participants "high touch" to the information
and forms necessary for a rapid response experience to get their
401(k) retirement account down PAT.
If you would like more information on the 401(k) Dream Plan©
just click here
or call:(800) 375-PLAN (7526)
The 401(k) Dream Plan©
"The Right Choice."
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